Position Goals:\ Assist in the implementation and recommendation of policies and procedures for proper management of portfolio risk and concentration management, credit risk assessment and monitoring, and special assets management.\ Essential Duties and Responsibilities:\ Work with the RCCO to oversee the standard credit processes, procedures, and policies while maintaining timely and accurate grading of the commercial credit portfolio.\ Member of the Regional Loan Committee and Regional Special Assets Committees as needed.\ Communicate material asset quality concerns and/or issues to the Regional Chief Credit Officer.\ Prepare regional or line of business migration reporting of commercial credit portfolio asset quality including grading, impairment, non-accrual, and charge-off recognition.\ Monitor and manage regional or line of business delinquency status, construction loan status, borrowing base reporting, marketable security reporting, and loan covenant compliance.\ Ensure regional or line of business adherence to corporate concentration limits and thresholds.\ Ensure the timely completion of Annual Credit Reviews\ Under the direction of the RCCO, assist or run Region Watch List Committee meetings as needed.\ With the approval of the RCCO, respond to audit, loan review, FDIC, and other internal and external examining bodies.\ Complete compliance and other assigned training.\ Participate as a member of business management team.\ Organize and assist the Regional Chief Credit Officer with meetings, including the establishment of agenda items, materials and meeting preparation.\ Position Requirements:\ Education - Bachelor\'s degree in accounting, finance, business or related field.\ Experience - A minimum of four (4) years of commercial credit or related experience.\ Preferred Requirements:\ Master\'s degree in accounting, finance, business or related field.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor\'s legal duty to furnish information. 41 CFR 60-1.35(c)
First Merchants Bank is an Equal Opportunity Employer and E-Verify participant (M/F/D/V).