TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing over 9.8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.td.com/us. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US and www.twitter.com/TDNews_US.
TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com.
We offer a competitive salary and benefit program, including: comprehensive, affordable health care through medical, dental, and vision coverage; financial security with life and disability insurance; opportunities to save using health savings and flexible spending accounts; retirement benefits to help prepare for the future; paid time off and work/life benefits to maintain a good balance.
Department OverviewThe Loan Specialist II manages and administers a portfolio of loans from origination through to closing in accordance with Bank policies, procedures, and regulatory requirements.Job DescriptionDepth & Scope:Manages a loan pipeline from origination through to closing and funding in accordance with Bank policies and procedures
Provides documentation and Bank policy and procedure guidance to all lending areas
Conducts searches and performs necessary due diligence
Ensures all applicable loan documentation is uploaded to image repository system
Handles loans that are complex in nature ensuring all documentation are in compliance
Resolves complex issues relating to closings
Verifies all quality control procedures are maintained and monitored
Serves as a resource for Loan Specialist I
Ensures all loans are closed without critical, noncritical or regulatory exceptions
Ensures all required loan conditions (insurance, collateral, etc.) are sufficient and properly documented and in compliance with bank policy
May manage/confirm TD changes are consistent with system requirements
Evaluates best course of action taking into account bank policy, regulatory requirements, impact to the customer, and impact to the bank as well as cost factors
Manages/takes appropriate actions to ensure loans are ready to be funded, booked and properly set-up if necessary
Generates and maintains loan documentation from beginning to finish ensuring adherence with compliance with bank policy procedures regulatory requirements and lending conditions
Establishes relationships with applicable operation teams, relationship management team, credit offers and others as needed
Acts as liaison with bank counsel, compliance, asset based lending, leasing, government banking, derivatives, construction loan administration, brokers, international department, and various other parties to the loan as neededRequirementsEducation & Experience:
4 year degree or equivalent experience required
3+ years related experience required
Demonstrated ability to provide excellent Customer service to internal and external Customers
Excellent PC skills and familiarity with standard office equipment
Ability to work in a fast-paced, dynamic environment
Detail-oriented, self-motivated and able to work independently in handling a heavy workload
Possesses organizational, analytical and decision-making skills
Effective interpersonal, verbal and written communication skills
Strong knowledge of loan documentation title policies, appraisals, environmental assessment, entity formation documents and bank policies and procedures
Paralegal experience/knowledge needed
Project management skills
Must be eligible for employment under regulatory standards applicable to the position.Hours40Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.
If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at ***** . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.